Construction & Renovation Loans
Start Your Build With Confidence and the Right Loan Setup
Construction lending can be complicated, but it doesn’t have to feel that way. At Successful Finance Group, we handle financing for new builds, renovations, extensions, duplex projects, and knockdown rebuilds with the right support and guidance at every step.
Perfect for Anyone Who Is
- Building a new home or investment property
- Planning major renovations or an extension
- Doing a knockdown rebuild
- An owner-builder needing support
- Working with fixed-price or cost-plus contracts
- Wanting someone experienced to manage progress payments
- Self-employed and needing tailored lending options
If you’re getting ready to build, we’ll help get your financing approved and make sure your builder is paid on time.
What Makes Our Construction Support Different
1. A Dedicated Construction Support Team
Most brokers step back after approval. We stay involved.
Our Construction Support Office manages your project from approval to completion by:
- Handling all progress payment requests
- Organising bank inspections
- Staying in touch with your builder
- Making sure each stage is paid promptly
- Preventing delays that can stop work on site
2. Progress Payments Managed Properly
Builders are paid in stages rather than upfront. Typical stages include:
- Deposit
- Base / Slab
- Frame
- Lock-up
- Fixing
- Completion
This protects you and ensures the build moves in the right order.
Our team manages each stage by:
- Checking the builder’s invoice
- Sending it to the bank correctly
- Ensuring inspections are booked quickly
- Following up so that funds are released without delays
Your builder keeps working, and your loan keeps funding.
3. Matching You With the Right Lender
Not all lenders support every type of build.
We help choose the lender that suits:
- Your contract
- Your land and valuation
- Your build timeline
- Your deposit
- Your budget
The right lender means fewer delays and a smoother build.
4. A Fully Organised, Build-Ready Application
We prepare your construction loan package so it’s complete and easy for the bank to approve:
- Building contracts
- Plans, permits and approvals
- Builder insurance
- Detailed costings and inclusions
- Valuation-ready documents
- Progress payment schedule
Your application goes in clean and complete, exactly what lenders want.
5. Smart Structure & Long-Term Strategy
We help you:
- Keep repayments lower during construction
- Maximise equity and cashflow
- Plan for refinancing once the build is done
- Make sure your loan structure supports your future goals
Construction Loan Features
- Borrow up to 95% LVR (depending on your situation)
- Interest-only during construction
- Faster approvals with a fully prepared application
- Suitable for new builds, renovations, extensions and knockdown rebuilds
- Smooth progress payments handled by our support team
- Option to refinance to lower rates after completion
- Works for PAYG, self-employed and complex borrowers
Why Work With Nigel Ferreira
Clients choose us because
- We have a dedicated team for construction support
- We understand builder contracts, valuations and lender policies
- We prepare everything upfront to avoid delays
- We manage progress payments so the builder never waits
- We coordinate with the builder, lender and valuer
- We support your entire build not just the approval stage
Ready to Start Your Build? Get Your Construction Finance Sorted
Book your free construction strategy call to receive:
- Borrowing power
- Lender options
- A clear roadmap for your build
- No pressure
- Simple documents
- Fast pre-assessment