Income vs Liabilities

Enter income and expense amounts and frequencies. Headings are non-input and are not part of calculations.

Client: Client

Net Income / Liabilities form

All numbers converted to monthly

Income

Amount & Frequency

Salary
Wages Income
Other Income (Bonus/Overtime)
Investment Income
Rental Income
Other Income (1)
Other Income (2)

Expenses - Break down

Enter amounts and frequency

Loan Repayments
Home Loan Repayment (Owner Occupied)
Home Loan Repayment (Investment)
Credit Card
Personal Loan
Car Loan
Other Unsecured Loans
Living Expenses - Primary Residence Costs
Telephone, Internet & Media
Food & Groceries
Recreation & Holidays
Clothing & Personal Care
Medical & Health
Transport
Public Education
Private School Fees
Childcare
General Insurance
Other Insurance
Investment Expenses
Other Expenses

Tip: headings are non-input lines and are not included in totals.

Charts

Income vs Expenses

Summary

Monthly amounts

Total Income (Monthly)

Total Expenses (Monthly)

Surplus / Shortfall (Monthly)

Detailed monthly equivalents

Category	Type	Amount (entered)	Frequency	Monthly Equivalent

Disclaimer: The results produced by this calculator are estimates only and are intended for illustrative and general information purposes. They do not constitute financial advice, credit advice, or a credit quote. Calculations are based on the assumptions and inputs entered and may not reflect actual loan terms, lender requirements, fees, charges, or government costs applicable to your situation. Successful Finance Group (Credit Representative 490800 | ACL 384404) recommends you seek independent financial and legal advice before making any financial decisions. Lending criteria, interest rates, and product availability are subject to change without notice and will vary between lenders.